Paytm does not charge any fee to transfer back the amount in the wallet to a user’s bank account.
Today Paytm announced that it will now levy a 2% fee for adding money to Paytm wallet using credit cards. If you are a transfer money using Debit card and net banking, then there will be no fee. Paytm has also added UPI and IMPS payment options for transfer money in bank account. IMPS available only on the website.
Paytm take this step because users use their Paytm wallets for rotate money from their Credit Cards to their bank accounts to earn Credit Card points or gaining access to free credit.
Paytm also announced some offer for credit card users. 2% discount coupon will be sent within 24 hours of adding money using a credit card. You need to add more than Rs.250 using a Credit Card to be eligible for this offer.
Via: Paytm Blog